Test mode — simulated cards and balances only. No real funds move on AgentPay today.
For companies

Every agent on payroll, none of them on your corporate card

Give each team's agents their own budget, policy, and approval chain. Finance keeps one ledger, one audit trail, and a kill switch that works instantly.

Governance

Controls finance teams actually ask for

Budgets that cascade from company to department to agent, approvals that route to the right person, and an audit log for every sensitive action.

Department budgets

Allocate monthly ceilings per department and project, with warning thresholds before a hard stop.

Approval workflows

Threshold, merchant, and category triggers route to named approvers with escalation when they don't respond.

Role-based permissions

Seven built-in roles from owner to read-only auditor, enforced at the database with row-level security.

Instant kill switch

Pause an agent, freeze a card, or halt the organization. Outstanding authorizations stop at the next attempt.

Reporting and exports

Spend by agent, merchant, project, and department, exportable for close and for your accounting system.

Funding you choose

Bank account, corporate card, or prepaid wallet with reserved balance against outstanding card commitments.

Access model

Seven roles, scoped by organization

RoleScope
OwnerFull control, including billing and card program settings.
AdministratorManage agents, cards, policies, and team membership.
Finance administratorFunding sources, wallets, budgets, and reconciliation.
DeveloperAPI credentials, webhooks, logs, and MCP configuration.
ApproverReceive and decide approval requests within assigned scope.
MemberCreate agents and cards inside their own budget allowance.
Read-only auditorView transactions, policies, and audit logs. No writes.

Roll out agent spending without a finance incident

Start in test mode, model your policies against simulated transactions, then flip a single toggle when your issuing program is live.